We do not represent insurance companies, only injured persons. We offer professional advice on how to deal with insurance companies when you have been injured in an accident. We offer free initial consultations to injured parties who have questions about the legal process, insurance coverage and their legal rights.
Insurance Companies maintain a well-trained staff of attorneys and claim adjusters. Although these companies claim to be dedicated to resolving claims fairly, their objective is clearly to minimize payments to claimants whenever possible.
Insurance Company adjusters often seek to settle claims before claimants fully realize the extent of their injuries or economic losses. Usually, when an insurance adjuster extends a settlement offer to an accident victim, he/she will require the claimant to sign a document called a GeneralRelease. It is important to note that signing of a General Release forever bars the accident victim from ever seeking further compensation from the person causing the injury and/or his insurance company. Therefore, the Kellum Law Firm urges accident victims to consult with an attorney before signing any paperwork or accepting any checks from any insurance company or its agents.